Source: http://www.thehollywoodgossip.com/2012/12/madonna-threatens-fans-stop-smoking-or-im-out/
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Sunday, December 23, 2012
Saturday, December 22, 2012
John Kerry as secretary of State: expect a more traditional style (+video)
Secretary of State Hillary Clinton, with her late-night dancing and talks with children, was known for her 'people to people' style. John Kerry is expected to adopt a more traditional version of diplomacy.
President Barack Obama announces his nomination of Sen. John Kerry, D-Mass., right, as next secretary of state in the Roosevelt Room of the White House, Friday, as Vice President Joe Biden stands left.
Carolyn Kaster/AP
EnlargeAs secretary of State, Hillary Rodham Clinton has boogied the night away in Bogot?, chatted about life?s dreams with schoolgirls in India, and fended off one persistent African goatherd?s proposal to take her daughter as his next bride.
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When Sen. John Kerry (D) of Massachusetts replaces Secretary Clinton as secretary of State ? the job that President Obama nominated Senator Kerry for on Friday ? expect the tone set by America?s top diplomat to change. In an era when being secretary of State is increasingly about style as much as substance, many foreign-policy experts say, the five-term senator and quiet policy negotiator is expected by many to return the office to a more traditional version of diplomacy.
In announcing his selection of Kerry, Mr. Obama said that, as the son of a Foreign Service officer and the chairman of the Senate Foreign Relations Committee, who is well known and ?respected? by dozens of world leaders, Kerry ?is not going to need a lot of on-the-job training.? Kerry still must win Senate confirmation, but he is not expected to encounter much resistance, with key senators like John McCain (R) of Arizona already referring to him as ?Mr. Secretary.?
While international experts equate Clinton with ?people to people? diplomacy, some cite another ?P? word for Kerry ? patrician. But they add that, in the world?s diplomatic circles, that won?t necessarily be a drawback.
Kerry may be known for a certain ?aloofness,? but ?it?s not particularly germane to being secretary of State if you?re seen as the type who has beers with the guys at the local tavern or you?re seen as patrician,? says James Dobbins, director of the International Security and Defense Policy Center at the RAND Corp. in Arlington, Va., and a former US envoy to Afghanistan.
?In fact in international terms, being seen as a patrician is not a disadvantage,? he adds. ?A dignified person with some or substantial familiarity with the elites of the world is not at a disadvantage at all.?
Some foreign-policy experts with diplomatic experience say Kerry is ?the right man at the right time? because the tough international issues he?ll face ? ranging from Iran?s nuclear program to Syria?s civil war and a rising China ? require a serious ?issues person? who can hit the ground running.
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Brooklyn, NY Periodontist, Dr. Navid Baradarian Works To Stop the Progress of Gum Disease With New Laser Gum Disease Treatment
Navid Baradarian, DDS, stops the progress of gum disease by utilizing the Laser Assisted New Attachment Procedure. This new dental procedure is not considered very invasive and aids in the reduction of gum recession.
Brooklyn, NY (PRWEB) December 21, 2012
Dr. Navid Baradarian of Marine Park Periodontics & Implantology and Central Park Periodontics performs the Laser Assisted New Attachment Procedure as a method of gum disease treatment for his patients. This new technology provides the dental facility with a less invasive method of treatment that greatly reduces discomfort or pain as well as patient down time.LANAP is performed with a specialized laser, the PerioLase MVP-7, which is highly selective. It is actually capable of disintegrating the infected gum tissue and killing off the bacteria that cause the disease while at the same time leaving the healthy gum and bone tissue intact. Since only the diseased gums are removed, recession is much less than with the traditional method of cutting away the gums with a scalpel.
This dental procedure begins with the dentist probing the depth of the periodontal pockets so that the majority of the bacteria can be removed. The laser is used to kill the bacteria. It also promotes clotting so the healthy tissue can seal against the teeth roots. One other very important benefit of using the laser is that it stimulates bone regeneration.
Although there are millions of people who have gum disease, many of them do not seek treatment. The new LANAP procedure should encourage those who have been unsure of their treatment options to be more willing to get the treatment they really need. In addition to the dental health problems connected to the disease, it has been linked to a number of serious ailments such as diabetes and heart issues. To learn more about gum disease and the LANAP procedure, visit http://www.marineparkperio.com.
Marine Park Periodontics and Implantology is a periodontal practice offering patients personalized dental care for Brooklyn and New York, NY. Dr. Navid Baradarian became a Doctor of Dental Surgery at State University of New York at Buffalo School of Dental Medicine; he earned a Certificate with honors in Productivity and Patient Care from New York University Advanced Education in General Dentistry - New York, NY, and received extensive training in implant dentistry; he achieved his Specialty Certificate in Periodontics at University of Medicine and Dentistry of New Jersey. Dr. Baradarian is part of one percent of dental professionals providing the most recent FDA cleared laser procedure for gum disease and periodontal treatment. To learn more about Marine Park Periodontics and Implantology and their dental services visit their website at http://www.marineparkperio.com and call the Brooklyn location at (347) 586-5997 or New York City at (917) 472-9904.
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Source: http://news.yahoo.com/brooklyn-ny-periodontist-dr-navid-baradarian-works-stop-141225267.html
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trading between now and yearend ? PRACTICAL STOCK INVESTING
Practically speaking, 2012 is already in the books for investment professionals around the world. ?Many are already on vacation. ?Many global stock markets will be closed for most of the handful of business days between now and December 31st?Wall Street being a notable exception. ?On days that markets will be open, trading volume will doubtless be very light.
Is there anything useful we can do as individual investors during this deadest of all trading weeks? ? ? ?other than celebrating the holidays and resting up for the challenges of 2013, that is.
Yes, there is.
1. ?If you haven?t done so already, check the year-to-date tax position in your brokerage account. ?You may want to consider either selling losers to minimize taxable gains or winners to lessen realized losses.
I believe very strongly that transactions driven solely by taxes are invariably a bad thing. ?But I also think that tax considerations can be a useful way of overcoming one?s psychological aversion to admitting a mistake (every rookie professional?s biggest stumbling block) and thereby be an excuse for exiting a bad investment. ?Yes, it would be better to man up and just sell the loser, without rationalization. ?But the most important thing is getting the weak stock gone.
2. ?the ?window dressing? phenomenon. ?I guess there really are professional portfolio managers?most of them soon to hit the unemployment line?who buy trendy stocks to ?dress up? their portfolios so they?ll be cosmetically more attractive right before meeting with their customers. ?And there may be financially illiterate customers who are fooled by this. ?But that?s not really what I?m talking about.
There?s also a type of illegal stock manipulation of small-cap stocks on the next-to-last or last trading day of the year that is euphemistically called window dressing. ? The stock ?magically? rises (or falls, if a short-seller is at work) ten or fifteen percent, often in the last half hour of trading?in a way that helps a manager, or group of managers, achieve a higher performance-based bonus. ?Nowadays, this most often happens in smaller markets in the EU or in the Pacific. ?But it also happens in the US on occasion.
In my experience, this is always a good chance to sell. ?The stock in question invariably crashes back to earth the first day of the new year.
3. ?the fiscal cliff. ?As I?m writing this, the S&P 500 futures are down about 1.5% on worries that Washington won?t reach an agreement to soften the economic damage from already legislated tax increases and government spending cuts slated to go into effect on January 1st.
It?s possible that politicians are even hoping for a 5%-10% stock market decline to give them the political ?cover? they feel they need in order to justify compromise to the ir constituents.
In my view, 1.5% isn?t enough to act on, but a larger decline would doubtless an excellent opportunity to buy a stock you want to own, but think is too expensive?or to add to a position you have strong conviction in but think is too small.
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Source: http://practicalstockinvesting.com/2012/12/21/trading-between-now-and-yearend/
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Friday, November 9, 2012
Report: Regime forces battle rebels in far northeastern corner of Syria
ISTANBUL - Syrian regime forces on Thursday battled opposition rebels trying to take control of a region in the far northeastern corner of the country, sending refugees fleeing across the Turkish border, Turkey's state-run agency reported.
Turkish authorities meanwhile, inspected the cargo of a Syria-bound plane from Armenia to make sure it was not carrying military equipment.
The clashes broke out in the Rasulayn region of al-Hasakah province, a few hundred meters (yards) from the Turkish border town of Ceylanpinar, the Anadolu Agency said.
Several Syrians fled to Ceylanpinar seeking refuge from the fighting and at least eight wounded people were being treated in Turkish hospitals.
Schools in Ceylanpinar were closed for the day as the military increased security measures. Residents were being warned to stay away from the border.
Dogan news agency video showed people running for shelter in panic as a piece of shrapnel from the fighting reportedly landed on the grounds of the hospital in Ceylanpinar.
Elsewhere in Turkey, a Syria-bound Armenian plane landed in the city of Erzurum to allow Turkish authorities to search its cargo.
Last month, another plane from Armenia landed in Turkey under an agreement with Turkish authorities, who later said the cargo consisted of aid and could continue on to Syria. Turkey also forced a Syrian passenger plane travelling from Moscow to Damascus to land in Ankara on suspicion that equipment it was carrying was military gear. Russia, a backer of Syrian President Bashar Assad, said the equipment consisted of spare parts for radar systems.
The civil war in Syria has killed more than 36,000 people since an uprising against the Syrian regime began in March 2011. More than 111,000 Syrians are being sheltered in refugee camps in Turkey.
Source: http://news.yahoo.com/report-regime-forces-battle-rebels-far-northeastern-corner-102012538.html
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Despite their thick skins, alligators and crocodiles are surprisingly touchy
![[ Back to EurekAlert! ]](https://lh3.googleusercontent.com/blogger_img_proxy/AEn0k_v3muOZTnkJlbAdplhQpAK0ylPoz_OM7gHGuXv7s3CM8YgZd5cbWNwHVWiYp-XgJjkJtXA-E62yFAOpdO9EAzlOyiGEbh7Ymj0I1dZDOxo=s0-d){kind=small}
Public release date: 8-Nov-2012[ | E-mail |
Share ] Contact: David F Salisbury
david.salisbury@vanderbilt.edu
615-343-6803
Vanderbilt University
Crocodiles and alligators are notorious for their thick skin and well-armored bodies. So it comes as something of a surprise to learn that their sense of touch is one of the most acute in the animal kingdom.
The crocodilian sense of touch is concentrated in a series of small, pigmented domes that dot their skin all over their body. In alligators, the spots are concentrated around their face and jaws.
A new study, published in the Nov. 8 issue of the Journal of Experimental Biology, has discovered that these spots contain a concentrated collection of touch sensors that make them even more sensitive to pressure and vibration than human fingertips.
"We didn't expect these spots to be so sensitive because the animals are so heavily armored," said Duncan Leitch, the graduate student who performed the studies under the supervision of Ken Catania, Stevenson Professor of Biological Sciences at Vanderbilt.
Scientists who have studied crocodiles and alligators have taken note of these spots, which they have labeled "integumentary sensor organs" or ISOs.
Over the years they have advanced a variety of different hypotheses about their possible function. These include: source of oily secretions that keep the animals clean; detection of electric fields; detection of magnetic fields; detection of water salinity; and, detection of pressure and vibrations.
In 2002, a biologist at the University of Maryland reported that alligators in a darkened aquarium turned to face the location of single droplets of water even when their hearing was disrupted by white noise. She concluded that the sensor spots on their faces allowed them to detect the tiny ripples that the droplets produced.
"This intriguing finding inspired us to look further," Catania said. "For a variety of reasons, including the way that the spots are distributed around their body, we thought that the ISOs might be more than water ripple sensors."
As a result, Leitch began a detailed investigation of the ISOs and their neural connections in both American alligators and Nile crocodiles.
Leitch found that these sensory spots are connected to the brain through the trigeminal ganglia, the nerve bundle that provides sensation to the face and jaw in humans.
In addition, his studies ruled out most of the alternative hypothesis for the ISOs function. For example, his anatomical studies didn't find pores that could release cleansing oil. Similarly, he found that the nerves in the ISOs didn't react to electric fields or, when submerged in water, to changes in salinity.
"I didn't test for sensitivity to magnetic fields, but we don't think this is likely either," said Leitch. In animals that can detect magnetic fields, he explained, the sensors are located inside the body, not on the surface.
What he did find is a diverse collection of "mechanoreceptors:" nerves that respond to pressure and vibration. Some are specially tuned to vibrations in the 20-35 Hertz range, just right for detecting tiny water ripples. Others respond to levels of pressure that are too faint for the human fingertip to detect.
Their analysis led the scientists to conclude that the crocodilian's touch system is exceptional, allowing them to not only detect water movements created by swimming prey, but also to determine the location of prey through direct contact for a rapid and direct strike and to discriminate and manipulate objects in their jaws.
Their finding that the most heavily wired ISOs are located in the mouth near the teeth suggests that the touch sensors help the animals identify the objects that they catch in their jaws. The sensors also appear to provide the sensitivity that female alligators and crocodiles need to delicately break open their eggs when they are ready to hatch and to protect their hatchlings by carrying them in their jaws, the same jaws that can clamp down on prey with a force of more than 2,000 psi.
###
This research was supported by National Science Foundation grant #0844743 and by a Vanderbilt University Discover Grant.
[ | E-mail | Share ] ?
AAAS and EurekAlert! are not responsible for the accuracy of news releases posted to EurekAlert! by contributing institutions or for the use of any information through the EurekAlert! system.
Public release date: 8-Nov-2012[ | E-mail |
Share ] Contact: David F Salisbury
david.salisbury@vanderbilt.edu
615-343-6803
Vanderbilt University
Crocodiles and alligators are notorious for their thick skin and well-armored bodies. So it comes as something of a surprise to learn that their sense of touch is one of the most acute in the animal kingdom.
The crocodilian sense of touch is concentrated in a series of small, pigmented domes that dot their skin all over their body. In alligators, the spots are concentrated around their face and jaws.
A new study, published in the Nov. 8 issue of the Journal of Experimental Biology, has discovered that these spots contain a concentrated collection of touch sensors that make them even more sensitive to pressure and vibration than human fingertips.
"We didn't expect these spots to be so sensitive because the animals are so heavily armored," said Duncan Leitch, the graduate student who performed the studies under the supervision of Ken Catania, Stevenson Professor of Biological Sciences at Vanderbilt.
Scientists who have studied crocodiles and alligators have taken note of these spots, which they have labeled "integumentary sensor organs" or ISOs.
Over the years they have advanced a variety of different hypotheses about their possible function. These include: source of oily secretions that keep the animals clean; detection of electric fields; detection of magnetic fields; detection of water salinity; and, detection of pressure and vibrations.
In 2002, a biologist at the University of Maryland reported that alligators in a darkened aquarium turned to face the location of single droplets of water even when their hearing was disrupted by white noise. She concluded that the sensor spots on their faces allowed them to detect the tiny ripples that the droplets produced.
"This intriguing finding inspired us to look further," Catania said. "For a variety of reasons, including the way that the spots are distributed around their body, we thought that the ISOs might be more than water ripple sensors."
As a result, Leitch began a detailed investigation of the ISOs and their neural connections in both American alligators and Nile crocodiles.
Leitch found that these sensory spots are connected to the brain through the trigeminal ganglia, the nerve bundle that provides sensation to the face and jaw in humans.
In addition, his studies ruled out most of the alternative hypothesis for the ISOs function. For example, his anatomical studies didn't find pores that could release cleansing oil. Similarly, he found that the nerves in the ISOs didn't react to electric fields or, when submerged in water, to changes in salinity.
"I didn't test for sensitivity to magnetic fields, but we don't think this is likely either," said Leitch. In animals that can detect magnetic fields, he explained, the sensors are located inside the body, not on the surface.
What he did find is a diverse collection of "mechanoreceptors:" nerves that respond to pressure and vibration. Some are specially tuned to vibrations in the 20-35 Hertz range, just right for detecting tiny water ripples. Others respond to levels of pressure that are too faint for the human fingertip to detect.
Their analysis led the scientists to conclude that the crocodilian's touch system is exceptional, allowing them to not only detect water movements created by swimming prey, but also to determine the location of prey through direct contact for a rapid and direct strike and to discriminate and manipulate objects in their jaws.
Their finding that the most heavily wired ISOs are located in the mouth near the teeth suggests that the touch sensors help the animals identify the objects that they catch in their jaws. The sensors also appear to provide the sensitivity that female alligators and crocodiles need to delicately break open their eggs when they are ready to hatch and to protect their hatchlings by carrying them in their jaws, the same jaws that can clamp down on prey with a force of more than 2,000 psi.
###
This research was supported by National Science Foundation grant #0844743 and by a Vanderbilt University Discover Grant.
[ | E-mail | Share ] ?
AAAS and EurekAlert! are not responsible for the accuracy of news releases posted to EurekAlert! by contributing institutions or for the use of any information through the EurekAlert! system.
Source: http://www.eurekalert.org/pub_releases/2012-11/vu-dt110612.php
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Fiscal Cliff: Looming Tax Hikes Stoke Uncertainty
The election is behind us, but a new uncertainty looms: Taxes.
If Congress and the newly reelected president don't take action, most Americans will see their taxes go up next year. And some are getting twitchy.
"We are getting calls from clients daily," said Scott Cramer, president of Cramer & Rauchegger, an estate planning firm based in central Florida with more than 200 clients. "They are very scared and nervous."
Cramer's clients are primarily concerned with taxes on capital gains, set to increase on Dec. 31, along with other tax hikes as part of the so-called fiscal cliff. The year-end game-changer is happening because tax cuts put into place under President George W. Bush are set to expire and Congress has failed to make a deal for an extension.
President Barack Obama has said he wants to let Bush-era tax cuts expire for the highest-income Americans. That means individuals earning $200,000 a year and families making more than $250,000 will revert back to 1990s income tax rates of 36 percent and 39.6 percent, respectively.
For middle-class earners, the president said he supports keeping current tax rates. But the middle-class doesn't escape the cliff. New taxes created under the Affordable Care Act go into effect for 2013 tax bills, including a 3.8 percent tax increase on investment income.
More immediately, the alternative minimum tax could also slam as many as 30 million American families on their 2012 tax bills unless it?s patched by Congress. This is an additional flat tax for those making a certain income. Without a patch, it may add thousands to the tax bill for some middle-class families, tax experts said.
Even if the Bush-era tax cuts are extended for millions of Main Street Americans, they will feel tax bill sticker shock on Jan. 1. The end of the payroll tax break will nibble away at income for as many as 160 million Americans. That means an American earning $50,000 annually will pay at least $80 more per month in taxes.
Add to that, there may be higher tax-withholding by employers unless the IRS updates its withholding tables, tax experts said.
So what's the bottom line for taxpayers who don't know what their bills holds next year?
?Don?t spend every penny in your paycheck this side of New Years,? said Robertson Williams, tax policy expert and senior fellow at the Tax Policy Institute. "There is a lot of political hardball to be played over the next eight weeks."
Also on HuffPost:
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Source: http://www.huffingtonpost.com/2012/11/07/fiscal-cliff-tax-hikes-uncertainty_n_2089531.html
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CALIFORNIANS VOTE THEMSELVES A $6 BILLION TAX ...
Gotta love those Californians. Tax the rich some more and make it more expensive to buy shit and then hand it over to government union workers. This proposition won easily. The best part is that a tax increase passed on November 6 is being retroactively implemented as of January 1. I wonder how many more?productive people will leave the State so the parasites and free shit army can wallow in their putrid?socialist swamp of diversity and delusion. ?
In passing Gov. Jerry Brown?s tax increase, California voters signaled a symbolic end to the tax revolt of 1978, when they adopted Proposition 13?s limits on property taxes, supporters said Wednesday.
Proposition 30, a $6 billion-a-year package of tax increases that the governor campaigned furiously for in the final weeks of the campaign, passed with a 54 percent majority, averting major cuts to public education.
The tax package raises income taxes on the wealthy and sales taxes for everyone else.
Most of the money is earmarked for K-12 schools and community colleges, which have suffered due to lack of stable financial support. Brown had warned that failure of the measure would have triggered immediate cuts to schools.
?Californians looked at the state of our schools and said: ?They are fundamental to who we are, and our future. We need to support public education, because it is a huge driver of our progress,? ? said UC-Los Angeles history professor Jon Christensen, former director of Stanford?s Bill Lane Center for the American West. ?That is a very, very heartening change.?
Rival measure Proposition 38, backed by millionaire civil rights attorney Molly Munger, was rejected. She spent more than $47 million to promote this measure, which would have increased income taxes on most Californians to raise an estimated $10 billion a year for schools and to pay down state debt.
Proposition 30 raises money through a quarter-cent sales tax increase, along with an income tax surcharge on people earning more than $250,000 per year.
The tax measure won its strongest support among voters in the Bay Area and Los Angeles. It passed in Santa Clara County with 62 percent of the vote; Alameda, 73 percent; Contra Costa County, 59 percent; Santa Cruz, 73 percent; Marin, 68 percent and San Francisco, 76.8 percent.
The tax measure held a precarious position in hours leading up to the election, with support below 50 percent, which typically dooms tax initiatives. Brown lobbied hard on Monday to boost support for the measure, traveling to five cities, from San Francisco to San Diego.
Its surprising victory shows that undecided voters made a last minute decision to boost taxes, defying conventional wisdom, noted Christensen. Undecided voters usually vote no on tax measures.
The measure faced opposition funding from outside the state, when an Arizona group called Americans for Responsible Leadership donated millions to fight against it.
But the No on 30 campaign lacked the funding, organization and platform of Proposition 30, said opponents.
?It had several factors working in its favor,? said Aaron McLear of the No on 30 campaign. ?One was the five-to-one fundraising advantage ? the ?yes? had $57 million, while the ?no? had $13 million. Also, there was the power of a very effective bully pulpit by the governor, that controlled the narrative. And the infrastructure of the Democratic Party and public employee unions was a completely unmatched political machine. We don?t have anything like that on our side.?
The passage of Proposition 30 represents a rebuke to 1978?s Proposition 13, which capped property taxes and required a two-thirds vote to pass any future tax increases. This created financial stress for schools, due to funding cutbacks.
Supporters of Brown?s measure said they have grown distressed over the deteriorating condition of public education in California, which many supporters trace to the passage of Proposition 13.
?We have seen the bitter fruits that Prop. 13 has visited on our land. I voted for it because education is clearly the best thing we do as a community,? said Charles Ogle, a Menlo Park tool maker. ?When I was growing up, the schools were great, and it seems very unfair that today?s kids haven?t had that advantage. The promise of the Master Plan was broken. For me, that was a ?wake up? call.?
Kit Miller of Palo Alto, another supporter of Prop. 30, said ?Paying taxes to fund education is basic logic ? it?s sad we have lost so many years of revenue for the schools. But now we can make California a leader in education again.?
University of California President Mark G. Yudof welcomed the vote, saying ?The passage of Proposition 30 represents an opportunity for California and its political leadership to put public higher education back on a pathway toward fiscal stability. This is an opportunity of great importance, not only to the University of California and other higher education segments, but also to the state as a whole.?
?The majority of Californians decided that the collective interests of the state outweigh one?s own immediate interests,? said SJSU?s Linguistics and Language Development professor Stefan Frazier.
?In the long run, of course, we all benefit. Investing in education during a recession is the best way of getting out of it.?
Source: http://www.theburningplatform.com/?p=43687
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7 Money management tips | Financial IQ
On average, we make 6 to 10 financial decisions each day. With some-more than 70 percent of Americans vital paycheck-to-paycheck, those are some complicated stakes! At a new income government convention hosted by AVON cosmetics, LearnVest.com CEO Alexa von Tobel common with us a basis of personal finance. Here are her tip financial tips.
Get organizedAlexa recommends carrying as few accounts as possible. This means streamlining a series of bank accounts in your name and holding control of credit cards and 401(k) or other assets funds. Create a singular email residence that we use for all bills, e-statements and online banking. And, maybe many importantly, exercise a "money minute" each morning where we check in on bank comment and credit label balances. That way, you'll always have a transparent bargain of your financial situation.
Know your numbersYou should know accurately what your monthly income is, definition a volume of income we take home after taxes and advantages have been subtracted from your paycheck. Another critical "number to know" is only how most your life costs you. How most do we spend on rent, transportation, groceries and entertainment? Add adult all of your monthly expenses. Finally, know your credit score. According to Alexa, it should be during slightest 700 though a ideal is somewhere around 760 or more.
Have a budgetWe all know we should have one. But here's a accessible relapse from Alexa: 50 percent of a income we take home should go toward essentials like rent/mortgage, groceries and transportation. Twenty percent should be put toward your future: profitable down debt, or saving for retirement, vacation or a automobile we wish to buy. The final 30 percent is for your lifestyle choices: shopping, dining and a like.
Start a leisure fundWhen LearnVest.com perceived inhabitant courtesy for a mission, Alexa motionless to dump out of Harvard Business School to launch a association ? something she says she never could have finished but her "freedom fund." Your puncture assets comment should be indifferent for only that form of situation: Chasing down a good opportunity, walking out of a pursuit that we hatred or any variable health or life issues. The idea is to have 6 to 9 months of your life's losses saved in your leisure fund.
Save early for retirementWe know, "Boo... boring!" But instead of meditative of it as retirement savings, cruise of it as a "fun-after-I'm-done-working-my-life-away savings." That changes a opinion entirely, doesn't it? What kind of life do we wish to live in your golden years? Start saving now! Look into options for 401(k) or Individual Retirement Accounts (IRAs). The progressing we start, a some-more income you'll have in a future.
Purchase insuranceHospital bills after a vital medical predicament are one of a tip ways people get into debt. Protect yourself by purchasing health insurance. It will save we income in a prolonged run, says Alexa. Besides health insurance, squeeze insurance skeleton for your home, automobile and even business apparatus if we are self-employed. Don't play with your well-being!
Seek adviceWorking with a financial planner can assistance we compensate off debt faster, set picturesque financial goals and emanate an easy-to-follow highway map to strech those goals. Whether it's a personal banker, accountant or one of LearnVest's income government experts, it's an investment to consider.
More financial tipsGet out of credit label debtFrugal families: 15 ways to saveHow to ask your credit report
Source: http://financial.ahipcup.com/7-money-management-tips/
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AT&T Allows FaceTime Over Cellular Data - Business Insider
AT&T decided today to reverse its controversial decision blocking FaceTime calls over LTE data networks from customers who don't subscribe to one of the carrier's shared data plans.
However, the change only affects devices that connect to AT&T's 4G LTE network, not older 3G devices. It also only works if you have a tiered or shared data plan. If you're grandfathered into an unlimited data plan, you'll only be able to use FaceTime over Wi-Fi.
It'll take eight to 10 weeks for AT&T to open up the FaceTime functionality over LTE to iPhones and iPads.
Apple's latest version of iOS, the operating system for iPhones and iPads, was the first that let you make FaceTime video calls over a cellular data connection.?But AT&T decided to block the feature from customers who didn't have a shared data plan. As a result, a lot of customers complained. The FCC got involved. Things got ugly.?
In a blog post today, AT&T's senior executive vice president-external and legislative affairs?Jim Cicconi explained why the carrier is opening FaceTime up to customers on tiered data plans. Cicconi said that since AT&T has more iPhones than any other carrier, it wanted to take a cautious approach with FaceTime over cellular to avoid choking the network:
We decided to take this cautious approach for important reasons. AT&T has by far more iPhones on our network than any other carrier. We?re proud of this fact and the confidence our customers have in us. But it also means that when Apple rolls out new services or changes, as it did in iOS 6, it can have a much greater, and more immediate, impact on AT&T?s network than is the case with carriers who have far fewer iPhone users.
Cicconi closed by saying AT&T will continue to monitor FaceTime usage and may open it up to customers on other types of data plans in the future.
Source: http://www.businessinsider.com/att-allows-facetime-over-cellular-data-2012-11
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Wednesday, November 7, 2012
Video: Can Democrats take back Congress?
>>> in former democratic congressional chairman congressman chris van hollen . thank you for joining us. i know you have a lot going on. let me get your feeling right now at this hour.
>> there are long lines for votes all around the country, including my home state of maryland . we're hearing the same thing around the country. i feel good with respect to the president's election. as you indicated, it's going to come down to the fewle battleground states , but the president has an edge in states like ohio and we detected a note of desperation from the romney campaign when they started to run these very deceptive ads with respect to to the auto industry that were so bad that even general motors and chrysler had to come out and call them on the carpet. that was clear a a sign of desperation from the romney campaign.
>> let me ask you what could concern you at this point. we have a couple questions out there. can an incumbent president win when the unemployment rate below 8% or has his economic message worked? they throw out the auto bailout and the impact in ohio. what gives you confidence at this hour?
>> i think the american people are fair-minded and they know the president inherited a really bad economy where we were losing 800,000 jobs a month and we've made significant progress since th then. we've seen job growth for 31 straight months. we're in a better position. the question has been should we continue that progress? should we accelerate that progress or go back to a set of policies mitt romney is recommending that we know help people like mitt romney but were a proven failure for the rest of the country? i think the americanoking at that choice, and that's what gives the president the edge.
>> congressman, let me play what house majority whip kevin m mccarthy said. he was on " morning joe ." we know a lot of the conversation from the voters is can anything get done in washington? here's at least some of his forecast of what is to be faced.
>> we are going to have a fiscal cliff between now and the end of the year from the debt limit to the looming tax increases to sequestrati sequestration. all those ideas have been passed by the house to solve those. it's the senate that has not acted. i hope there's a big change in the senate as well to move america forward .
>> what's your response to that, congressman?
>> kevin is right that we do have a fiscal cliff. we have a very different way of dealing with it. the president has put on the table a plan to deal with the fiscal cliff we should immediately extend tax relief to 98% of the american people . the republican position, the house tea party position has been no, no, no, no. nobody gets tax relief unless the very wealthy get a bonus tax relief. in other words, unless folks like mitt romney get a windfall tax break, the rest of the country cannot get tax relief. if you're serious about reducing the deficit, and we should be, you need to take the balanced approach that's been recommended by bipartisan groups that say you have to combine cuts but also revenue and ask folks at the very top to go back to paying the rates they were when bill clinton was president, which is the last time we had a balanced budget and the economy was doing just great.
>> i greatly appreciate your time. i hope to talk with you about the results tonight.
Source: http://video.msnbc.msn.com/newsnation/49713743/
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Ron Paul: Federal Flood Insurance ? A Moral Hazard We Can't Afford
by Ron Paul
Hurricane Sandy was one of the worst natural disasters the east coast has ever seen.? Clean-up and recovery will take months, if not years and estimates run in the tens of billions of dollars.? Parts of New York and New Jersey will never be the same.? Entire seashore communities have been wiped out, but the determination to rebuild has been lauded as courageous and admirable. Yet as with all natural disasters, Sandy raises uncomfortable questions about the extent to which taxpayers should fund the cleanup and the extent to which government programs create moral hazards.
For example, FEMA and the National Flood Insurance Program (NFIP) are expected to pick up the tab for much of the flood damage caused by the hurricane.? Of course this will mean more federal debt and inflation for the rest of us, since the program only has about $4 billion to work with and is already $18 billion in debt from hurricanes Katrina and Rita.? Many think there is a need for the government to provide flood insurance of this kind.? After all, the market would never provide insurance in flood prone areas at an affordable price. ?But shouldn?t that tell us something?
Shouldn?t that tell us that it is a losing proposition to insure homes in coastal areas and flood plains often threatened by severe and destructive weather patterns? And if it?s a losing proposition, should taxpayers subsidize the inevitable losses arising from federal flood insurance?
The NFIP disguises the real cost of flood insurance in flood prone areas, which influences homebuilding and sales in such areas.? Recklessly taking unwise risks when risk is underpriced is known as moral hazard.? When politicians decide that private insurance premiums are too high, as with houses built in flood plains, the solution is to under price the risk through federal subsidies.? The obvious and expected outcome is more danger to life and limb when disaster strikes.
Even NFIP has been forced to raise rates significantly in coastal areas, and is now dropping second homes from coverage altogether,
Many assume it is compassionate to entrust government central planners with disaster recovery.? However, the greatest compassion brings results, not just good intentions.? And we?ve seen how bureaucratic organizations like FEMA mismanaged recovery and relief in the wake of hurricanes Katrina and Ike.? Organizations such as the Red Cross and private companies like Home Depot and Duracell have already stepped in admirably to help those in need, and we can only hope FEMA has learned this time not to impede and frustrate private efforts as they have in the past.
Above all, my thoughts and prayers are with the victims of Hurricane Sandy in this tremendously difficult time and hope they can get their lives put back together as quickly and seamlessly as possible.
Source: http://www.ronpaul.com/2012-11-05/ron-paul-federal-flood-insurance-a-moral-hazard-we-cant-afford/
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Tuesday, November 6, 2012
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Source: http://www.easy-home-business.com/blog/host-properly-once-you-adhere-to-the-following-tips/
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Sony Xperia U Dual Core Smartphone with Bravia powered display
Sony Xperia U Dual Core Smartphone with Bravia powered display ??Back
- Brand: Sony
- Type: Xperia U ST25i
- Colour: Black
- Simlock free, never been locked
- Smartphone with Android OS, v2.3 (Gingerbread) from T-Mobile, upgradable to v4.0
- Sony Mobile BRAVIA Engine
- Scratch-resistant glass
- Multitouch up to 4 fingers
- LED-backlit LCD, capacitive touchscreen, 16M colors, 480 x 854 pixels, 3.5 inches (~280 ppi pixel density)
- Chipset: STE U8500
- Processor: Dual-core 1 GHz Cortex-A9
- GPU: Mali-400MP
- Sensors: Accelerometer, proximity, compass
- Messaging: SMS (threaded view), MMS, Email, IM, Push Email
- Browser: HTML5, Adobe Flash
- Radio: Stereo FM radio with RDS
- GPS with A-GPS support
- Java via Java MIDP emulator
- Sony 3D surround sound audio technology
- Primarycamera: 5 MP, 2592 x 1944 pixels, autofocus, LED flash, check quality
- Features: Geo-tagging, touch focus, face and smile detection, 3D sweep panorama, image stabilization
- Video: 720p@30fps, video light, check quality
- Secondary camera: VGA
- WLAN: Wi-Fi 802.11 b/g/n, Wi-Fi hotspot, DLNA
- Bluetooth v2.1 with A2DP, EDR
- microUSB v2.0, USB On-the-go support
- Internal storage: 8GB (4GB available to user)
- Other features: SNS integration, Active noise cancellation with dedicated mic, MP4/H.263/H.264/WMV player, MP3/eAAC+/WMA/WAV player, Google Search, Maps, Gmail, YouTube, Calendar, Google Talk, Organizer, Document viewer, Voice memo/dial/commands, Predictive text input
- Standard battery, Li-Ion 1320 mAh
- Stand-by: Up to 260 h (2G) / Up to 472 h (3G)
- Talk time: Up to 6 h 36 min (2G) / Up to 5 h 36 min (3G)
- Music play: Up to 45 h
- Dimensions: 112 x 54 x 12 mm
- Weight: 110 g
- Legal warranty: 2 years
- The expected shipping date of this product is 15 November 2012
- Discuss this Product ?
iBOOD's price Now! ? 132,95 +?(7,95)
More informationThe Sony Xperia U has a 3.5 inch Reality Display touch-screen with the mobile BRAVIA engine which optimises the picture and a 1 GHz dual core processor accompanied by 512MB of RAM make everything run smoothly and quickly. with 3D surround sound, music and videos are displayed as intended. The 5MP camera takes stunning photos and videos in HD and by 3G speed, you can share them from anywhere. With the Xperia U it is even possible to create 3D panorama shots. In addition, the 4GB internal memory lets you easily store all your favorite files. With the user-friendly, highly customizable, and increasingly popular Android 2.3 operating system on your phone, which is updateable to version 4.0, easily use your favorite Google services like Gmail, Google Voice, GTalk, and more, on the go. With access to the Google Play Market, with over 500,000 applications, you can make your phone your own. But with the transparent bar that can show different colours at the bottom of the screen and the interchangeable cap at the bottom of the phone you can make it truly your own!
Source: http://feeds.ibood.com/~r/ibood/uk_en/~3/CgjW6LebRSM/
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Thursday, November 1, 2012
The Tempest : SCC film program: A journey, part 2
Photo Credit: Brad Daniel
?Love Roulette?s? cast and crew take a moment to relax on set in Mare Island.
Max Shepherd, Staff Writer
October 31, 2012
Filed under Arts & Entertainment, Local
My final project for Cinema 015 was the first short film I ever made. The story was simple: a man had just committed a murder out in the hills, and now needed to transport a garbage bag full of limbs to an undisclosed location.
We used Brad?s camera, a shiny new T2i (which were all the rage back then, but now only cost the number of minutes it would take you to dig one out of a Dumpster behind Fry?s Electronics) and I was forced to play the lead role. I covered myself in fake blood of my own concoction, and Brad and I spent six hours walking the hills of Mare Island in 100 degree heat. The fake blood, composed mostly of Karo syrup, attracted flies, and hardened over my skin like glue. It was uncomfortable.
We traversed rough terrain and did battle with the indigenous wildlife. Eventually after the shoot had finished we headed back, and emerged from the woods into an up-scale golf-course. Old men clad in bright pants piloted carts through winding asphalt trails from hole to hole. Some would cast us inquisitive gazes, as though they found the sudden appearance of a blood-soaked stranger unusual.
Ultimately I was unsatisfied with the film. I showed it to our professor, Meile Ornelas, in the back room instead of playing it on the projector in front of class. Now it lies buried at the bottom of my hard-drive collecting digital dust.
It was also during this semester where I once again encountered Alden ?Alabaster MaGruff? Tatum. One evening Alden and I wrote a screenplay over a fifth of vodka. That screenplay was eventually adapted into the short film, ?Love Roulette.? A man is sent a letter from the woman he loves telling him to meet her at an abandoned building, when he arrives he finds a trap. Gunmen lying in wait.
After an intense shoot-out Tatum?s character is shot to death. ?Love Roulette? was a success. Brad put his After Effects skills to tremendous use, rendering shockingly realistic gun shots and bullet impacts. The short was filmed in a stylish, ?Sin City? inspired B&W with scattered bits of red. I had the honor of being killed twice, as two different characters, dressed in two different outfits. We ran out extras. ?We were drunk as hell when we wrote it,? recalled Tatum. ?Looking back that was the start of many good projects that stemmed from that specific film.?
Daniel had no trouble recalling the shoot. ?Filming in a place you aren?t allowed to be is a great way to get the blood flowing, and that?s just what we did in all of the shorts I was part of,? Daniel said.
I remember the stripped and crumbling buildings we braved to film that short. The ceilings were littered with holes as if the structures were bombarded by meteorites, and tiny jungles of moss and mold spread across the floors and walls like a metastasizing infection. Entire sections were charred black from unknown fires. It smelled like a pond filled with trash and the excretions of vagrants and stray cats, but, as a guerrilla filmmaker, you will quickly acclimate yourself to the pungent scent of the fluids of the homeless (both human and animal). It will be a necessary adaptation in order for you to effectively film in many low-rent locations.
?I had to choreograph and film full cast and crew,? Daniel said. ?In suits and ties, all carrying mock-up firearms, disaster was imminent.?
But disaster didn?t strike. Everything just kind of worked out, mostly. Nobody fell through the floor or impaled themselves on rebar spikes, nobody got rabies from bats in the attic, we didn?t stumble upon a meth deal gone wrong or witness a murder, and we weren?t mistaken as an exceptionally stylish and heavily armed militant group hiding in an abandoned building by the police and then gunned down in a blaze of glory. None of those things happened. Did they almost happen? Maybe. But ultimately everything worked out fine. Sometimes that happens, and it?s pretty cool.
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Source: http://www.solanotempest.net/arts-entertainment/2012/10/31/scc-film-program-a-journey-part-2-55656/
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MintLife Blog | Personal Finance News & Advice | Creative Ways to ...
How much candy can your typical pillowcase or plastic pumpkin hold? The answer largely depends on how many houses your trick-or-treater has hit, but suffice it to say ? it?s probably a lot.
Odds are good you?ll have enough leftover Halloween candy to last a few weeks, or longer. (This year, with Hurricane Sandy expected to cause extended power outages along the East Coast, some residents ? Frugal Foodie among them ? might also find that they have tons of leftover candy because trick-or-treaters didn?t show.)
So, now what? What should you do with all those leftover Halloween treats?
As a first recourse, reduce the haul. Several groups offer candy buy-back programs at a rate of roughly $1 per pound, with the sweets going to troops abroad or other deserving parties.
?I think the best ?trick? is to take your child?s leftover candy to work,? says C. Lee Reed of HelicopterMomandJustPlaneDad.com. ?Make your colleagues eat it! Better on their hips than yours.?
Then, it?s time to get creative:
Craft projects
?Kids can play with their candy, and maybe even learn some science lessons along the way,? says Kendra Peterson of BitingtheHandThatFeedsYou.net. Some of her tricks: holiday centerpieces and mosaics. And here?s another good resource?for candy crafts.
Trail mix
?Crumble up some of the candy bars and use in a trail mix to add some? sweetness,? says Steven Zussino, president of GroceryAlerts.ca.
S?mores night
Betsy Pruitt of BellyFeathers.com says it?s a fun way to use up candy and see who can come up with the best combination. ?Plus, mom and dad will get to snack on some of the prized? Halloween loot,? she says.
Freeze it
Miniature bars can keep in the freezer for a few months, easily. ?Take out a piece or two when you want some or are going on a road trip,? says home cook Carolyn Huston-Ellenberger.
?My mother used to do this, and every time we went skiing, camping, hiking, canoeing, or other outdoor activities we had small energy boosts to take along.?
Instant mocha
One mini bar = instant mocha.
Christmas treats
?We freeze leftover candy and buy more at the store for 50% to 75% off to use for ?Christmas baking,? says home cook Pam McMurtry. ?We make and give away dozens of little gift?bags from ?Santa?s Candy Shop at the North Pole.??
Huston-Ellenberger says a pi?ata makes another fun option for kids at holiday parties, while Zussino uses her leftover Halloween candy to decorate gingerbread houses.
Mystery cookies (or cupcakes)
Denine M. Anderson-Regan, one of the sisters behind WeKnowStuff.us.com, suggests chopping up leftover candies?for ?Halloween Mystery Cookies.?
Frugal Foodie has made similar cupcakes and Rocky Road bars?with her leftover Halloween candy.
Re-mold
?You can buy molds at a craft store and ?melt down the leftover chocolate bars,? Zussino says. ?Pour this in the molds and you have? some interesting gifts come Christmas time.?
Frugal Foodie is a journalist based in New York City who spends her days writing about personal finance and obsessing about what she?ll have for dinner. Chat with her on Twitter through @MintFoodie.
Source: http://www.mint.com/blog/how-to/creative-ways-to-reuse-your-leftover-halloween-candy-1012/
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Canada's Tax Agency Nixes Break for 'Donation' of Name to Charity ...
November 1, 2012, 10:34 am
The Canada Revenue Agency has tentatively denied a disability foundation?s attempt to provide a tax break worth hundreds of thousands of dollars to its celebrated namesake for the ?donation? of his name, The Vancouver Sun reports.
The Rick Hansen Foundation had issued a tax receipt valuing Mr. Hansen?s name at $1.8-million, which under British Columbia law would have entitled him to deduct 43.7 percent of the contribution. The Paralympic athlete and activist made worldwide headlines and attained hero status in Canada in the 1980s for when he circled the globe in his wheelchair.
The ruling doesn?t appear to be final, but the tax agency?gave the charity 60 days to withdraw the receipt.
The foundation said it believed the transaction complied with Canadian tax rules, but it will comply with the agency if the transaction ?is ultimately determined to not be ?tax receiptable.??
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Monday, October 29, 2012
The Microsoft Windows Phone 8 event happens tomorrow, get your liveblog here!
We know tomorrow's Windows Phone 8 event will finally answer all of those burning mysteries that we've been yearning to hear more about since Microsoft first announced the new OS in June. After all, the company has kept its upcoming platform under tight wraps, preventing its hardware partners from showing it off to the press. So what else will the folks from Redmond have up their sleeves? Stay tuned here as we bring you all of the revelations live in San Francisco, tomorrow at 1PM ET!
October 29, 2012 1:00 PM EDT
Filed under: Announcements, Mobile, Microsoft
The Microsoft Windows Phone 8 event happens tomorrow, get your liveblog here! originally appeared on Engadget on Sun, 28 Oct 2012 23:30:00 EDT. Please see our terms for use of feeds.
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Source: http://feeds.engadget.com/~r/weblogsinc/engadget/~3/i-80SKW7DfI/
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Sunday, October 28, 2012
Medical Coding Certification Preparation Videos | Health And Fitness
Medical Coders Make On Average? More Per Year When They Are Certified. These Videos Are Jam Packed With All A Candidate Needs To Know To Pass The National 5.5 Hour Certified Professional Coder Exam (cpc Exam). By Laureen Jandroep,cpc, Sr. Instructor.
For more information click here ?>> Medical Coding Certification Preparation Videos
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